About Me

I realized the importance of financial planning after my father passed away my senior year of high school.  My father was a stock broker and when he passed away he did not have life insurance, he had college financially covered and didn’t think he would pass away when he did.  Immediately after, we had to scramble to understand my parents finances; how would my mother pay her monthly bills and be able to live the rest of her life on the money she had when we didn't know how long she would live.  Along the way, we met an elder care lawyer, Tom, at my nieces school who helped us understand the things our Investment Advisor Representative, at a large bank, did not talk to us about.  Tom helped us understand that there was more to retirement planning than just investing your money in stocks and bonds, you might want to think about how to bring down taxes in retirement and in your estate, how do you pay for Long Term Care if you need it, something people generally do not think about until they experience it either themselves or with a parent.  Financial planning for all types of life outcomes is like a puzzle and putting all of the pieces together is something I really enjoy helping people do.